SIP Calculator
See how much your monthly SIP could grow to. Estimate the future value and returns of your mutual-fund investment — free and instant.
Future value: ₹11,61,695
Total invested: ₹6,00,000
Estimated returns: ₹5,61,695
Project your SIP in 3 simple steps
Enter monthly amount
Type how much you plan to invest every month into your SIP, in ₹.
Add return & period
Set the expected annual return rate and how many years you will keep investing.
See the future value
Instantly view your estimated maturity value, total invested and estimated gains.
Why use this SIP calculator
See compounding work
Watch how small monthly amounts grow into a large corpus over the years.
Invested vs returns
Splits your maturity value into what you put in and what the market added.
Plan for goals
Reverse-engineer how much to invest monthly for a car, home or retirement.
Instant estimates
Uses the standard SIP future-value formula — results update as you type.
100% private
Your figures never leave your device; it all runs in your browser.
Free & unlimited
No sign-up, no limits — model as many SIP plans as you like.
Visualise the power of monthly investing
A Systematic Investment Plan (SIP) lets you invest a fixed amount in a mutual fund every month. Thanks to compounding and rupee-cost averaging, small monthly amounts can grow significantly over time. This calculator shows your estimated future value, the total you invested, and the estimated returns for any monthly amount, expected return rate and time period.
Adjust the inputs to plan towards a goal — a car, a home down payment, or retirement. The figures are estimates based on the return you assume; actual market returns vary. Nothing is stored; it all runs in your browser.