EMI Calculator
Work out your monthly EMI, total interest and total payment for any home, car or personal loan — instantly and free.
Monthly EMI: ₹8,997
Total interest payable: ₹11,59,342
Total payment (principal + interest): ₹21,59,342
Find your EMI in 3 simple steps
Enter the loan amount
Type how much you want to borrow — your home, car or personal loan principal in ₹.
Set rate & tenure
Add the annual interest rate and the repayment period in months or years.
See your EMI
Instantly get your monthly EMI plus the total interest and total amount payable.
Why use this EMI calculator
Any loan type
Works for home, car, personal, education or business loans — just enter your figures.
See total interest
Know exactly how much interest you pay over the full tenure, not just the EMI.
Compare scenarios
Tweak the rate or tenure to instantly see how your EMI and interest change.
Instant & accurate
Uses the standard reducing-balance EMI formula — results update as you type.
100% private
Your numbers never leave your device; everything runs in your browser.
Free & unlimited
No sign-up, no limits — calculate as many loans as you like.
Plan your loan with confidence
Your EMI (Equated Monthly Instalment) is the fixed amount you pay the lender every month until the loan is repaid. It depends on three things: the loan amount, the interest rate, and the tenure. This calculator instantly shows your monthly EMI along with the total interest and total amount payable, so you can compare options before you borrow.
Try different tenures and rates to see the trade-off: a longer tenure means a smaller EMI but more interest overall. Everything is calculated in your browser — nothing is stored or sent anywhere.